March 4, 2024

The Zolve Credit Card is a credit card that is designed to help people build their credit history. It is available to people who do not have a credit history in the United States, and it reports your payments to the credit bureaus, which can help you build your credit score. The Zolve Credit Card also offers a variety of benefits, including:

  • No annual fee
  • No foreign transaction fees
  • 0% APR for 15 months on purchases and balance transfers
  • Cash back rewards on eligible purchases

To apply for the Zolve Credit Card, you must be at least 18 years old and have a valid passport. You will also need to provide some basic information about your income and employment. If you are approved for the card, you will receive a credit limit of up to $5,000.

The Zolve Credit Card can be a great option for people who are looking to build their credit history. It offers a variety of benefits that can help you improve your credit score and save money on interest charges. If you are interested in applying for the Zolve Credit Card, you can do so online or by calling 1-855-965-6853.

Zolve Credit Card Login

To login to your Zolve Credit Card account, you can follow these steps:

  1. Go to the Zolve website and click on the “Login” button in the top right corner of the page.
  2. Enter your email address and password in the respective fields and click on the “Login” button.
  3. If you have forgotten your password, you can click on the “Forgot Password?” link and follow the instructions to reset your password.

Once you have logged in, you will be able to access your account information, such as your balance, statement, and transactions. You will also be able to make payments, manage your credit limit, and set up alerts.

Here are some additional tips for logging in to your Zolve Credit Card account:

  • Make sure that you are using the correct website. The Zolve website is https://zolve.com/.
  • If you are using a public computer, be sure to clear your browsing history and cookies after you have logged out of your account.
  • If you are having trouble logging in, you can contact Zolve customer support for assistance.

Here are the steps on how to login to your Zolve Credit Card account using the app:

  1. Open the Zolve app and tap on the “Login” button.
  2. Enter your email address and password in the respective fields and tap on the “Login” button.
  3. If you have forgotten your password, you can tap on the “Forgot Password?” link and follow the instructions to reset your password.

Once you have logged in, you will be able to access your account information, such as your balance, statement, and transactions. You will also be able to make payments, manage your credit limit, and set up alerts.

Here are some additional tips for logging in to your Zolve Credit Card account using the app:

  • Make sure that you are using the latest version of the Zolve app.
  • If you are using a public device, be sure to log out of your account when you are finished.
  • If you are having trouble logging in, you can contact Zolve customer support for assistance.

How To Apply For Zolve Credit Card

Here are the steps on how to apply for a Zolve Credit Card:

  1. Go to the Zolve website and click on “Apply for a Credit Card.”
  2. Enter your personal information, including your name, email address, phone number, and date of birth.
  3. Enter your employment information, including your employer’s name, address, and phone number.
  4. Enter your income information.
  5. Enter your education information.
  6. Enter your residence information.
  7. Enter your citizenship information.
  8. Enter your passport information.
  9. Enter your visa information.
  10. Enter your credit card preferences.
  11. Review your application and submit it.

Zolve will review your application and let you know if you are approved within minutes. If you are approved, you will be able to start using your credit card immediately.

Here are some of the benefits of having a Zolve Credit Card:

  • No credit history required
  • No SSN required
  • High credit limit
  • No foreign transaction fees
  • Amazing partner store reward programs

If you are looking for a credit card that can help you build your credit history and earn rewards, the Zolve Credit Card is a great option.

Read also: Matrix Credit Card: Login, Customer Service, Pros & Cons

What Is Zolve Credit Card Limit?

The credit limit for a Zolve credit card can range from $500 to $5,000, depending on a number of factors, including your income, credit history, and employment status. Zolve also offers a credit builder card, which has a credit limit that is equal to the amount of money you have deposited in your Zolve checking account.

Here are some of the factors that Zolve considers when determining your credit limit:

  • Income: Zolve wants to make sure that you can afford to repay your credit card debt. They will look at your income and expenses to determine how much you can afford to borrow.
  • Credit history: If you have a good credit history, you are more likely to be approved for a higher credit limit. Zolve will look at your credit report to see how much debt you have, how often you make your payments on time, and how much of your available credit you are using.
  • Employment status: Zolve wants to make sure that you have a stable job and income. They will look at your employment history to see how long you have been employed and how much you make.

If you are approved for a Zolve credit card, you will be able to see your credit limit on your online account or in your monthly statement. You can also request a credit limit increase after you have had your card for a few months and have made your payments on time.

What Are Zolve Credit Card Benefits?

The Zolve Credit Card offers a number of benefits, including:

  • No annual fee: There is no annual fee for the Zolve Credit Card, which can save you money in the long run.
  • High cashback and rewards: You can earn up to 5X rewards on transactions along with offers on 10k+ merchants across categories and awesome brands.
  • No foreign transaction fees: The Zolve Credit Card does not charge foreign transaction fees, which can save you money when you use it to make purchases outside of the United States.
  • No credit history required: You can get approved for the Zolve Credit Card even if you don’t have any credit history.
  • Easy application process: The application process for the Zolve Credit Card is quick and easy, and you can get approved in minutes.

Overall, the Zolve Credit Card is a great option for people who are looking for a no-annual-fee credit card with high cashback and rewards, no foreign transaction fees, and no credit history required.

Here are some additional benefits of the Zolve Credit Card:

  • Zero liability protection: You are not responsible for fraudulent charges made on your Zolve Credit Card.
  • Purchase protection: If you purchase an item with your Zolve Credit Card and it is damaged or stolen within 120 days of purchase, you may be eligible for reimbursement.
  • Extended warranty: If you purchase an item with your Zolve Credit Card and the manufacturer’s warranty is less than one year, you may be eligible for an additional year of warranty coverage.
  • Travel benefits: The Zolve Credit Card offers a number of travel benefits, such as travel insurance, rental car insurance, and airport lounge access.

If you are looking for a credit card that offers a variety of benefits, the Zolve Credit Card is a great option.

Pros and Cons

The Zolve Credit card is a good option for people who are looking to build their credit history. It has no annual fee, no foreign transaction fee, and no late fee. The card also doesn’t charge interest on purchases, so you can use it to build your credit without having to worry about racking up debt.

Here are some of the pros and cons of the Zolve Credit card:

Pros:

  • No annual fee
  • No foreign transaction fee
  • No late fee
  • No interest on purchases
  • Easy to qualify for
  • Reports to all three credit bureaus

Cons:

  • Low credit limit
  • No rewards program
  • Not a good option for people who need to carry a balance

Overall, the Zolve Credit card is a good option for people who are looking to build their credit history. It’s easy to qualify for and has no annual fee or foreign transaction fee. However, the card has a low credit limit and no rewards program, so it may not be the best option for everyone.

Here are some other credit cards that may be a good option for people who are looking to build their credit history:

  • Discover it® Secured Credit Card
  • Capital One® Secured Mastercard®
  • Capital One® QuicksilverOne® Cash Rewards Credit Card
  • Citi® Secured Mastercard®

These cards all have low credit limits and annual fees, but they offer rewards programs that can help you save money on your purchases.

Can Money Be Transferred From Zolve Credit Card To Bank Account?

Yes, you can transfer money from your Zolve credit card to your bank account. There are a few ways to do this:

  • Through the Zolve app: Open the Zolve app and go to the “Bank” tab. Tap on “Transfer Money” and select “From Credit Card”. Enter the amount you want to transfer and your bank account information. Tap on “Transfer” to complete the transaction.
  • Through the Zolve website: Go to the Zolve website and sign in to your account. Click on “Bank” and then “Transfer Money”. Select “From Credit Card” and enter the amount you want to transfer and your bank account information. Click on “Transfer” to complete the transaction.
  • By calling Zolve customer service: Call Zolve customer service at 1-855-965-5838 and ask them to transfer money from your credit card to your bank account.

There is no fee to transfer money from your Zolve credit card to your bank account. However, your bank may charge a fee for receiving the transfer. The amount of the fee will vary depending on your bank.

The transfer will typically take 1-2 business days to complete. However, it may take longer if your bank is experiencing high volume or if there is a problem with your account information.

Read also: List Of Credit Card Debt Lawyers

How Do I Deposit Money Into My Zolve Account?

There are a few ways to deposit money into your Zolve account.

  • Direct deposit: You can set up direct deposit from your employer or other source of income. This is the easiest and most convenient way to deposit money into your account.
  • ACH transfer: You can make an ACH transfer from another bank account. This is a free way to deposit money into your account, but it can take a few days for the funds to clear.
  • Wire transfer: You can make a wire transfer from an international bank account. This is a fast and secure way to deposit money into your account, but it can be expensive.
  • Zolve Money Transfers: You can use Zolve Money Transfers to send money from an Indian bank account to your Zolve account. This is a quick and easy way to deposit money into your account, but there is a fee.

To deposit money into your Zolve account, you will need your account number and routing number. You can find this information on your Zolve account statement.

Once you have your account number and routing number, you can follow these steps to deposit money into your account:

  • Direct deposit: Contact your employer or other source of income and set up direct deposit from your Zolve account.
  • ACH transfer: Log in to your bank account and initiate an ACH transfer to your Zolve account.
  • Wire transfer: Contact your international bank and initiate a wire transfer to your Zolve account.
  • Zolve Money Transfers: Log in to your Zolve account and select “Add Money”. Then, select “From Indian Account” and enter the details of your Indian bank account.

Once you have initiated the deposit, the funds will be deposited into your Zolve account within a few days.

What Credit Card Does Not Require SSN?

There are a number of credit cards that do not require a Social Security number (SSN) for approval. Some of the most popular options include:

  • Capital One Platinum Credit Card
  • Capital One QuicksilverOne Cash Rewards Credit Card
  • Blue Cash Everyday® Card from American Express
  • Oportun Visa Credit Card
  • Petal® 2 Visa® Credit Card

To be approved for a credit card without an SSN, you will need to provide the issuer with other information to verify your identity, such as your date of birth, driver’s license number, and employment information. You may also need to provide an Individual Taxpayer Identification Number (ITIN), which is a tax identification number issued by the IRS to individuals who are not eligible for an SSN.

It is important to note that the interest rates and fees associated with credit cards without SSN requirements may be higher than those for cards that do require an SSN. Additionally, you may have a harder time getting approved for a credit card without an SSN if you have a limited credit history.

If you are considering applying for a credit card without an SSN, it is important to compare your options carefully and choose a card that meets your needs. You should also be prepared to pay higher interest rates and fees.

Here are some additional tips for applying for a credit card without an SSN:

  • Make sure you have all of the required documentation. This includes your date of birth, driver’s license number, employment information, and ITIN (if applicable).
  • Be prepared to answer questions about your credit history. If you have a limited credit history, be prepared to explain why.
  • Be patient. It may take longer to get approved for a credit card without an SSN.

If you are approved for a credit card without an SSN, be sure to use it responsibly and pay your bills on time. This will help you build your credit history and qualify for better interest rates and rewards in the future.

Does Zolve Affect Credit Score?

Yes, Zolve can affect your credit score. Zolve is a financial technology company that provides credit cards and other financial products to immigrants in the United States. When you use a Zolve credit card, your payment history is reported to the credit bureaus. This helps to build your credit history, which can lead to a higher credit score. A higher credit score can make it easier to get approved for loans and other forms of credit, and it can also lead to lower interest rates.

Here are some of the ways that Zolve can affect your credit score:

  • On-time payments: Zolve reports your payment history to the credit bureaus, so it’s important to make your payments on time every month. This will help to build your credit history and improve your credit score.
  • Credit utilization: Zolve also reports your credit utilization to the credit bureaus. Credit utilization is the amount of credit you’re using compared to your total credit limit. A high credit utilization can hurt your credit score, so it’s important to keep your credit utilization low.
  • Length of credit history: The length of your credit history is also a factor in your credit score. The longer you have a history of using credit responsibly, the higher your credit score will be. Zolve can help you to build your credit history by reporting your payment history to the credit bureaus.

If you’re looking to improve your credit score, Zolve can be a helpful tool. By making your payments on time, keeping your credit utilization low, and building a long credit history, you can improve your credit score and qualify for better interest rates on loans and other forms of credit.

Is Zolve Legitimate?

Yes, Zolve is a legitimate company. It was founded in 2018 by IIT Bombay alumni, and it is headquartered in Bengaluru, India. Zolve provides financial products to Indians who are looking to build their credit history in the United States. The company is backed by a number of high-profile investors, including Tiger Global Management and Lightspeed Venture Partners.

Zolve accounts are FDIC insured up to $250,000, and the company uses 256-bit encryption to protect customer data. Zolve has a good reputation among customers, with an average rating of 4.2 out of 5 stars on Trustpilot.

If you are looking for a way to build your credit history in the United States, Zolve is a legitimate option. The company is backed by a number of reputable investors, and it offers a variety of financial products that can help you achieve your financial goals.

Here are some of the reasons why Zolve is a legitimate company:

  • It is a registered company in India and the United States.
  • It is backed by a number of reputable investors.
  • Its accounts are FDIC insured.
  • It uses 256-bit encryption to protect customer data.
  • It has a good reputation among customers.

If you are considering using Zolve, I recommend doing your own research to make sure that it is the right fit for you. You can read reviews of Zolve online, and you can also contact the company directly to ask any questions that you have.

Conclusion

Overall, the Zolve credit card is a good option for those looking to build their credit history in the United States. It has a few key features that make it a good choice, including no credit history required, no annual fee, and a low interest rate. The rewards program can also help you save money on your purchases.

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